Mortgages Built for

Self-Employed Professionals & Real Estate Investors

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Self Employed Home Loans

Qualify using bank statements or business income—no W-2s required.

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Investment Property DSCR Loans

Finance rental and multifamily properties using property income—not personal income.

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Home Equity Lines/Loans for Self-Employed

Access your home equity with flexible qualification using bank statements.

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Fix and Flip Home Loans

Fund your next fix & flip with short-term financing designed for speed and investor success.

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Flexible loan options.
Fast closings.
Expert guidance.

Capitol Mortgage Group helps self-employed professionals and real estate investors secure smart mortgage solutions for the small business owner. As an independent mortgage broker, we offer flexible loan programs, access to hundreds of lenders nationwide, and an average closing time of just 15 days.

Personalized mortgage solutions.

Mortgage Solutions Designed for

The Needs of the Small Business Owner

If your income or investment strategy doesn’t fit a standard loan box, we specialize in mortgage programs built around how you actually earn and invest.

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Self-Employed Borrowers

We work with business owners, entrepreneurs, freelancers, and contractors to qualify using real income—not just tax returns.

Self-employed loan options include:

  • Bank Statement Loans
  • Business Owner Loans
  • Self-Employed Loans
  • Alternative Income Documentation
  • No Doc Loan Options
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Real Estate Investors

We provide financing solutions for investors focused on cash flow, property performance, and speed.

Investor loan options include:

  • DSCR Loans for short-term rentals and multifamily properties
  • Fix & Flip Loans for renovation and resale projects

Why Work With Us?

A Smarter, More Personal Mortgage Experience

Unlike banks, we aren’t limited to one set of loan products. We compare options across hundreds of lenders to find the best structure for your goals.

See our 100+ 5 Star Client Reviews

What You Can Expect

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20+ years of mortgage industry experience

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Access to hundreds of trusted lenders

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Modern technology for faster approvals

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Average closing time of 15 days

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Clear, consultative advice focused on your best interest

Our Customers

Testimonials