Hey everybody, it’s Ken at the Capitol Mortgage Group. You know, one question I get asked all the time is, “Ken, where do you think rates are headed to?” You know, that’s a tough question, if not maybe impossible question to really give a definitive answer to. Mortgage rates change daily. They change based on what the market is doing. They change based on economic data. They get affected also by geopolitical data as well. So it’s really hard to say where they’d be going in the future, but what we do know now, they’re at historic lows. If you choose to buy a home now, you’re locking in, you’re securing a great rate for the future. If you choose to refinance your mortgage right now, you’re getting a great deal. But if rates do go a little bit lower in the future, you can always come back to Capitol Mortgage Group and get a no closing cost refinance. So, check out capitalmortgagegroup.com where you can price out on your new home loan. So you can see much money you can save on your new home loan. So, Capital Mortgage Group, a better way to get your home loan today, and then in the future.