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Being a first-time home buyer can be a confusing process, even after you’ve closed on your new house and have been living there for a little while. You’ve probably heard the term ‘refinance’ thrown around in the real estate and…
If your financial position has changed or the value of your home has gone up since you purchased it, you may be considering changing the terms of your home loan. If you want to get more favorable terms, lower your…
Over half of American homeowners financed their home purchase and have a mortgage. Banks and lenders like this arrangement because they earn money in the form of interest payments when they loan money to buyers. Buyers like it because they…
