How to Become a Loan Officer
If you want to get more involved in a real estate career, you may have considered becoming a loan officer. For those who like to work with buyers to get into the perfect home, becoming a loan officer is a…
What Is a VA Loan?
Backed by the Department of Veterans Affairs, a VA loan is a type of mortgage that is available to anyone that has served in the United State military or is currently serving. Other qualified applicants include military spouses and reserve…
What You Need to Know about the FHA Loan
Getting ready to purchase a home? You’ve probably heard about the FHA loan, especially if you are a first-time homebuyer. What is this home loan option and is it right for you? Using an FHA loan can be a great…
Getting the “Clear to Close” and What Comes Next
Going through the home buying process? It can feel like a never-ending journey of paperwork and verification to become a homeowner. Whether it is your first time purchasing a home or you are getting ready to buy your dream home,…
Is the Zestimate Right for My House? Understanding Your Real Estate Tools
Whether you are buying, selling, or renting a home, you have probably spent at least a little bit of time on Zillow. There are numerous real estate apps and websites out there that collect and display helpful data about a…
Questions to Ask Your Mortgage Lender
Whether you are an experienced home buyer or are looking to purchase your first property, shopping around for a mortgage is an important step to make sure that you are getting the best deal. Here are a few questions to…
Understanding Debt-to-Income Ratio When Buying a Home
Most homebuyers get a loan to purchase their property called a mortgage. This is a specific type of loan that banks and credit unions offer to make home ownership possible without saving up hundreds of thousands of dollars to purchase…
Should You Offer Above Asking Price for a Home?
In a seller’s real estate market, buyers are often in fierce competition to purchase a home. This leads many to work hard to make their offer the most attractive, whether by reducing the contingencies, making the closing process smoother, or…
What Is a Hot Housing Market?
If you have been looking to purchase a home in 2021, you have probably been told that you are in a “hot housing market” and to be ready for a long wait or fierce competition. What exactly is a hot…
Using a 203(k) Loan to Buy Your Home
If you love the charm and character of older homes but don’t want to live in a construction zone as your DIY, consider using a 203(k) loan to purchase the fixer upper of your dreams. The U.S. Department of Housing…
